Your Social Security retirement benefit represents a lifetime’s worth of savings, time, and work. It is most likely your oldest and largest retirement account. Although many Americans are familiar with the basics of Social Security, very few are able to figure out exactly the best way to file, so they can get the most out of all they have put in.

At Thomas C Penland, RICP®, we help our client-partners understand their Social Security benefits and educate them on how they can maximize those benefits. Delayed filing for Social Security can potentially increase your benefit amount by a rate of eight percent per year. For 2015, the average monthly benefit for retired workers is $1,328, while the maximum benefit is $2,663.*

There is a lot to know about Social Security, and the more you know, the better decisions you can make, bringing you that much closer to accurately, maximizing your benefit. We will help you get the highest amount possible, allowing you to take one giant step closer to that secure and enjoyable retirement, you have worked so long for!

Thomas C Penland, RICP® and Thomas Penland are not affiliated with or endorsed by the Social Security Administration or any government agency.

*http://www.ssa.gov/news/press/factsheets/colafacts2015.html