Retirement Planning is financial planning for the spending years versus the accumulation years. It is a specialty not practiced by many. Our Firm takes pride in providing comprehensive retirement planning services to our client-partners. We understand the importance of reviewing our client-partners’ wills, estate plans/trusts, taxes and insurance in force. Our comprehensive associated services integrate all aspects of our client-partners’ financial picture in a coordinated effort to provide for financial clarity, peace of mind and multi-generational wealth when possible.
Some of the Retirement Planning Services We Provide:
- Income Planning and Maximization
- Social Security Optimization
- Retirement Planning
- Tax Preparation and Planning
- Insurance Strategies and Solutions
- Investment Strategies for Retirees
- Estate Planning and Preservation
- Beneficiary Review
- Generational Vault
Just imagine a complete retirement strategy that encompasses all your income needs, as well as your financial, estate, and tax planning needs. A plan that can provide you confidence knowing you will never run out of money, when you utilize an annuity that guarantees income for life* well as the potential for growth via low risk low volatility money management solutions. At Thomas C Penland, RICP®, our coordinated approach will ensure that your plan is developed with an all-inclusive view. We have found that our client-partners’ needs are best met by focusing on processes and most importantly, people.
* Fixed-indexed annuities are subject to various charges and expenses which you should be familiar with. All guarantees are dependent on the insurance company’s financial strength and claims paying ability.
Thomas C Penland, RICP® and Tom Penland do not provide tax, legal and/or direct securities advice. We will coordinate efforts with your attorney, other advisors, independent tax and/or legal advisors. In the event that you do not have your own attorney or tax professional Thomas C Penland, RICP® has strategic associations with experts in all areas, so that you can have everything done, as simply as possible, in one place. Many client-partners have found this joint professional coordination invaluable as it keeps everyone on the same page, moving smoothly in one direction.